Business Services

Pension Schemes

An employer pension plan can be a powerful tool for improving employee engagement and fostering a motivated workforce. When employees recognise that their employer is genuinely invested in their long-term financial well-being, it builds trust and loyalty, leading to deeper commitment and engagement in their work. If you are an employer considering the best pension options for you and your staff, Financial Brokers are here to help.

• Pension advice for executives and business owners
• Auto-enrolment guidance for employers under new legislative requirements
• Company pension scheme guidance including employee advice on retirement planning.
• Best governance procedures for stakeholder efficiently and transparently

Whether you are establishing a new plan or assessing your current retirement strategies, a Financial Broker will help you create and execute innovative pension solutions for your employees.

Protecting Your Business

Your Financial Broker is equipped to guide you through the intricacies of business-specific insurance, making sure your interests remain safeguarded in the event of unfortunate incidences occurring.

• Key person insurance is a life or disability policy taken out by a business on essential employees like owners or founders. A Financial Broker can explain how this coverage could impact your business if such a key person dies or becomes incapacitated.
• Co-Director Insurance offers financial protection for a business if a director falls seriously ill or passes away, guaranteeing the availability of funds to repurchase their shares.
• In the unfortunate event of a partner’s death, Partnership Insurance ensures a lump sum payment to facilitate the continuity of the partnership without requiring involvement from the next of kin by providing the necessary funds.

Investment Management

A Financial Broker can be instrumental in helping a company with its investments by providing expert advice and facilitating the placing of investments. They act as intermediaries between the company and providers, ensuring that transactions are executed smoothly and efficiently. Brokers offer valuable insights into market trends and investment opportunities, helping companies to make informed decisions that align with their financial goals. They also handle the administrative of these investments. By leveraging their expertise, brokers can help companies optimize their investment strategies and achieve better financial outcomes.

Retirement and Succession Planning

Financial brokers offer valuable assistance to companies in retirement and succession planning. They provide expert guidance on crafting comprehensive retirement plans for company directors, ensuring that directors are adequately prepared for their future. Moreover, they play a pivotal role in succession planning by aiding directors in strategizing for the firm’s future and managing the disposal of company assets in a tax-efficient manner for both the company and the retiree.