Today we’re covering another of the very big personal finance areas and that is long-term planning and preparing financially for retirement. This is a real headline area and one that most listeners will encounter. The time to start thinking about this is right now. So today we’re going to consider the basics of long-term and pension planning, we’ll chat about categories of pension products, managing them and we’ll also touch on sustainability considerations for pensions. The aim of this particular episode of the Expert Financial Advice Podcast series is to give you a couple of useful tips to take away and apply yourself with your own long term and retirement planning.