Unlike a bank or life assurance company salesperson, a Financial Broker has access to a broad range of products in the market, enabling them to find the best solution to meet your needs.

So, what can you expect when dealing with a Financial Broker?

They start with you, not with a product

Nobody gives a Financial Broker a sales target and tells them to go out and sell products! Instead, they build a full and complete understanding of your financial goals and needs and a picture of your current financial position. They also gain a full understanding of your emotional relationship with money – for example, how much risk you are comfortable taking on. From all of this, they develop a financial plan around you. They then help you to implement the agreed plan.

They “shop around” on your behalf

If a financial product is required to help deliver your financial plan, and because Financial Brokers have access to numerous financial products across the market, they will then set about finding the absolute best product in the market to achieve your financial objectives. This may be the cheapest product; it may be one with specific features or indeed it might be one with access to a certain range of funds. The good news for you is that it is not the only one available to them. Instead, it is the right product for you. What this means is that rather than you checking out the products available from all the providers in the Irish market and trying to make sense of the differences between them all, your Financial Broker will do this work for you.

They travel on your financial journey with you

Financial Brokers don’t work based on once-off transactions. Instead, they realise that achieving your financial goals will take many years and that it is a long journey for you. They will travel on this journey with you, adapting your financial plan to your ever-changing circumstances. They will also review the financial products in place, as products change too. Sometimes the price of products falls, the features improve, or new and more appropriate funds are introduced.

Your Financial Broker will want to make sure that you have the very best solutions in place to meet your own specific needs, right throughout this financial journey.

Life has enough stresses and strains… At the end of the day, your Financial Broker wants to help you achieve your financial goals, financially protect your family, and at the same time build your confidence in your financial future.